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candidate information
Resume ID #:  688
Position desired:  Contract
Travel:  Weekly
Relocate:  Yes
Current location:  Charlotte NC
SAS Certifications
SAS Certified Base Programmer™ V9
SAS Certified Advanced Programmer V9
SAS Certified Base Programmer V8
SAS Certified Advanced Programmer V8

SAS version experience
SAS Version 8
SAS Version 9

SAS Product Experience
Base SAS®
SAS® Data Quality - Cleanse software
Enterprise Miner™
SAS / ACCESS® software
SAS / ETS® software
SAS / GRAPH® software
SAS / STAT® software
StatView® software

Industry Experience
Financial Services for 6 year(s)
Healthcare for 1 year(s)
Higher Education for 3 year(s)
Retail for 2 year(s)
Telecommunications for 2 year(s)

SAS functional experience
Implementation Consulting
Functional Production Support
Project Management

SAS technical experience
Develop and modify SAS programs
SQL programming skills

SAS software experience: 
Responsible for providing statistical research analyses and data modeling support for mortgage product.
Perform statistical analysis (descriptive, analysis of variance, mean test, standard deviation) while working on special project for Wells Fargo.
Use for data mining. Importing data by using SAS.

Non-SAS general professional experience: 
Reading raw data files and manipulating the data sets
• Convert excel data files into SAS data sets.
• Creating SAS datasets by using Base SAS
• Involved in development and enhancement of SAS programs.
• Documentation ,Analysis through using SPSS and SAS
• Created plots using PROC GPLOT in SAS.
• Generating graphs using SAS/GRAPH
Work History
Wells Fargo Home Mortgage       8/2009 to
Loan Adjustor
Responsible for providing statistical research analyses and data modeling support for mortgage product.
Perform statistical analysis (descriptive, analysis of variance, mean test, standard deviation) while working on special project for Wells Fargo.
Analyzing credit report to determine credit worthiness and performing risk evaluations.
Ensuring loans are structured and priced consistently with bank policy and commensurate with risk.
Analyzing and calculating debt to income ratio for evaluating mortgagor’s financial risk and provide recommendation to mortgagor to lower debt to income.
Develop and manage complex excel based financial models and daily trial balance.
Evaluating and recommending affordable options to mortgagor to help reduce financial loss to Wells Fargo Home Mortgage.
Forecasting and reviewing Wells Owned portfolios for default and final loan modification approval.
Analyzing and interpreting complex financial information such as financial statements, financial ratios, interest payment, and tax returns to help determine affordability.


Wells Fargo Home Mortgage
      3/2008 to 8/2009
Loan Servicing Specialist
Trained and worked with different investors such as FHA, NACA, Fannie Mae to help reduce aged inventory.
Run daily report to help determined how many loans are in foreclosure or will be in foreclosure within the next ten days.
Researched and analyzed all required documents for accuracy such as signature, bank statement and hardship letter. Cross trained to run modifications, to call borrowers to send their loan modification back to settlement.


Education
University of North Carolina - Charlotte, NC
B.Sc Economics

University of North Carolina - Greensboro, NC
B.Sc Public Health


Candidate's Professional training


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